Personalised Funeral Service
Richard Steel & Partners and the Steel family have been serving Winchester and the wider Hampshire community for over 150 years. One of our qualified Funeral Directors will help and guide you through the many choices and options available - as arranging a funeral is an intensely personal experience (see "Arranging a Funeral").
Naturally you will be given time to consider every decision, so that you can create a ceremony which gives full value and importance to the wishes of the family and the deceased.
We are personally available 24 hours a day, 365 days a year to help you.
The overall cost of the funeral will be based on choices made by the family and the fees charged by third parties (see Disbursements). For example, last year average funeral expenses were £2805.00 and the average fees charged by third parties were £1325.00 (*year ending March 2016). With our extensive knowledge and long history of family service, we have been providing personalised affordable funerals to the local community since 1860. We will help tailor a funeral to fit your financial budget and wishes by discussing all the options available and we will provide a detailed estimate of all the potential costs involved.
Our fees will be itemised and include –
- Professional Service Charge:
- With our emphasis on personal family service, this charge represents our administration throughout the funeral, including use of our extensive facilities, all arrangements and confirmation with clergy/celebrants, crematoria/cemeteries, statutory documentation, insertion of press announcements, receipt and care of the floral tributes, the receipt, acknowledgement and listing of charitable donations and setting up of a unique online Memorial Page, maintenance of our 24 hour service, a contribution to our fixed overhead business costs and advice and guidance in all matters relating to the funeral - together with the personal attention of a qualified Funeral Director.
- Vehicle Charge:
- This represents the use of our new Mercedes (glass roofed) Hearse for the conveyance of the coffin and uniformed professional bearers, together with the provision of new Mercedes (glass roofed) Limousines for mourners, as required. We are also able to arrange alternative vehicles, subject to availability (see Vehicles) including Horse Drawn Hearses, Motorbike Hearses, 4x4 Land Rovers, VW Campers, Vintage and New Rolls Royce Hearses and Limousines, Silver, Pink or Blue vehicles – simply contact us for more details.
- Removal Charge:
- This provides for our staff to convey the deceased in our specialist vehicle from the place of death to our Chapel of Rest and may vary with the distance and time involved.
- Care of the Deceased:
- Looking after the deceased once they arrive in our care until the day of the funeral, dressing in clothes selected by the family or in the gown selected with the coffin. Included in this is the use of our Chapel of Rest for visiting, by appointment, and any preparation for viewing.
- The Coffin:
- As long established Family Funeral Directors we offer an extensive range of coffins for either Burial or Cremation including veneer, solid wood, willow, bamboo and personalised cardboard or colourful coffins (see Coffin Range).
- Other Services:
- These include Printed Orders of Service, Floral tributes, Catering, Saturday funerals, and/or the final disposition of ashes after a cremation from a simple scattering to attending at a churchyard or cemetery for an interment with a Solid Oak Casket.
Disbursements cover a wide range of different services not provided directly by the funeral director; examples include the fees charged by the Crematorium, Church, Clergy/Celebrant, Doctors, Gravediggers, Newspapers, Florists and Cemeteries.
These fees, outside the control of your Funeral Director, are traditionally paid on your behalf and then itemised individually on the final funeral invoice.
Examples of Local Disbursement Charges are shown below (as at October 2016)
|Wessex Vale Crematorium||from||785.00|
|Magdalen Hill Cemetery, Winchester
(including preparation of the grave - fees dependent upon depth of grave & home address of deceased and their residency status
|from||1,000.00 – 5,000.00|
|Church of England churchyards||from||464.00|
|Various local Parish Cemeteries(we will provide an individual cost – as these vary throughout Hampshire)||from||200.00|
|Preparation of Grave (Gravedigger’s fee)||from||400.00|
|Celebrant’s fee (Humanist, Civil, Non Religious)||from||200.00|
|Doctors’ fees for cremation certificates||from||164.00|
|Removal and refixing/cleaning a Headstone||from||465.00|
|Chesil House – Garden of Remembrance||from||395.00|
|Church of England churchyards||from||149.00|
|Magdalen Hill Cemetery, Winchester
(including preparation of the grave - fees dependent upon depth of grave & home address of deceased and their residency status)
|from||600.00 – 3,000.00|
Direct Service (Cremation or Burial)
With our extensive knowledge and long history of family service, Richard Steel & Partners and the Steel family have been providing personalised affordable funerals to Winchester and the wider Hampshire community since 1860.
Where no service is requested and the cremation or burial takes place unattended with no mourners present we can arrange a Direct Service.
Our fee for this service is £899.00 which covers:
- Collection from a local address or hospital, within a 15 mile radius.
- A coffin.
- Funeral Hearse and trained professional staff.
In addition you will need to add the appropriate Disbursements, for example: the crematorium fee (and if required any Doctor’s fees) or the burial fee. A family arranged Thanksgiving Service could be held separately without the need for any further help from your funeral director.
Full Payment for this service, including the disbursements, is requested in advance of the funeral.
Payment & Help with Funeral Expenses
Richard Steel & Partners and the Steel family have been serving Winchester and the wider Hampshire community for over 150 years.
With our extensive knowledge and long history of family service, we have been providing personalised affordable funerals to the local community since 1860. We will therefore help tailor the funeral to fit your financial budget and wishes by discussing all the options available and provide a detailed estimate of the potential costs involved. The overall cost of the funeral will be based on choices made by the family and the fees charged by third parties (which are called Disbursements).
The person who arranges the funeral and signs the estimate is legally responsible for paying for the funeral. If you are worried about how you will pay for the funeral please talk to us as we may be able to suggest ways to reduce any possible financial burden.
Traditionally, payment is made from the deceased’s estate. If there are sufficient funds available, an Executor of a Will or personal representative of the deceased can pass the invoice to the deceased’s bank and they will settle directly to the Funeral Director. Otherwise payment can be accepted by cheque, cash BACS (bank transfer) or Credit/Debit Card.
There are a number of sources of financial assistance which may be available to help with payment for the funeral, naturally these are depending upon individual circumstances.
Life Insurance or Funeral Plan
The deceased may have made some provision in advance for their funeral, by buying either life insurance or a Funeral Plan. If they have done this, you should find documents confirming this with their personal papers.
Help from the Government – Bereavement Payment
If your husband, wife or civil partner dies, you could be entitled to a one-off, tax free Bereavement Payment of up to £2,000. To qualify you need to be under State Pension age and the deceased must have paid enough National Insurance contributions. For more information see: www.direct.gov.uk/bereavementbenefits.
If the person who has died was receiving a personal pension or a pension from their employer this may include provision for a payment upon their death, or provide an allowance for their next of kin. You should contact the pension provider to find out whether there is any allowance payable.
Trade Unions/Armed Services/Veterans
If the deceased was a member of the armed forces, a veteran or member of a trade union, they may be able to assist towards funeral expenses.
Help from the Government – DWP Funeral Payment
If you are in receipt of certain benefits, you may be able to claim a DWP Funeral Payment to help towards a funeral (Claim Form SF200) although any payment is unlikely to cover the whole funeral bill. The government will assess if it is reasonable for you to be expected to pay for the funeral and whether there are any other relatives who are able to contribute to the expenses. Calculations are based upon the applicant’s ability to pay, not the financial situation of the person who has died. A claim must be made within 3 months.
The qualifying benefits are:
- Income Support.
- Income-based Jobseeker’s Allowance.
- Income-related Employment and Support Allowance.
- Pension Credit.
- Housing Benefit.
- The disability or severe disability element of Working Tax Credit.
- One of the extra elements of Child Tax Credit.
- Universal Credit.
You can find more information about DWP Funeral Payments at www.direct.gov.uk/benefits If you need any assistance with completing claim forms, the Citizens Advice Bureau may be able to help, or you can ask for an appointment at your local JobCentre Plus.
How do I choose the right kind of funeral?
Arranging a funeral is an intensely personal experience and it will be our objective to help and guide you through the many choices and options available. Naturally you will be given time to consider every decision, so that you can create a ceremony which gives full value and importance to the wishes of the family and the deceased.Back to categories
The right kind of funeral ceremony?
The funeral ceremony can take many forms, from a simple family gathering to a full service in a place of worship, either in advance of the burial or cremation or afterwards as a Thanksgiving Service. Whether you are considering a religious funeral or a non-religious ceremony, we are fully experienced and will be able to guide you through the many options available and put you in touch with the appropriate officiant to discuss the ceremony.Back to categories
The right funeral venue?
The venue may depend upon several factors.
- The type of funeral ceremony requested.
- The numbers expected to attend.
- Geographical location of family and the deceased's address.
- Preference for religious or non-religious ceremony.
Again, we are experienced in assisting with the options available to meet your needs and expectations.Back to categories
What music can we play at the funeral?
The personal choice of appropriate music is often very important. We will be able to advise you on the various options available and may be able to help with any additional equipment required. If the service is in church we will need to obtain permission from the incumbent before certain music can be played.
Basingstoke Crematorium, Wessex Vale Crematorium and Southampton Crematorium use the Wesley Music System and DO NOT accept CDs any longer – we will advise you of those that do. The Wesley Music system have a General List at each Crematoria that can be searched easily online. They are usually able to source the vast majority of commercially available music, if given sufficient time and as much detail as possible.
It is essential that any music is discussed and agreed at least 72 hours in advance of the funeral. This will ensure there is time for delivery, downloading or rehearsal and may avoid disappointment if something is handed to the Funeral Director at the last minute.Back to categories
What about a notice of death?
You may wish to announce the death, and give details of the funeral arrangements in a local, national or international newspaper. We can assist you with this and help with the wording should you need it. We can advise you regarding instructions for flowers or charitable donations. You may also wish to consider an 'acknowledgement' notice at a later date.Back to categories
May I see the deceased before the funeral?
Yes, of course. Families may like the opportunity to visit the Chapel of Rest and our staff will always discuss the matter beforehand if you are uncertain. Only occasionally may our professional opinion be that this is inadvisable. We will accompany you into the Chapel if you are concerned about this visit.
Our beautifully appointed private Chapels of Rest are open by appointment. Photographs, letters or other small personal items can be brought to the chapel and placed in the coffin but you should discuss this with your Funeral Director to ensure that there are no restrictions at the Crematorium.Back to categories
How is the deceased cared for?
After the removal from the place of death the deceased is cared for at our premises prior to being placed in the chosen coffin for viewing in readiness for the funeral. The deceased may be dressed in a gown provided by us or clothing provided by the family (please note that some crematoria have restrictions about personal clothing).
We recommend the provision of hygienic treatment for the deceased where families are planning to visit the Chapel of Rest or where there may be a lengthy period between the death and the funeral. Hygienic treatment is carried out by qualified staff and enhances the presentation and preservation of the deceased. We will be happy to answer any questions you may have on this procedure.Back to categories